Your All-In-One Financial AI Assistant

Manage your finances
on WhatsApp.

Transfers, Airtime, Data, DStv, Betting, and Crypto swaps. Do it all in one chat with Billy. Secure, fast, and simple.

Start for free!
Instant Transfers Airtime Topup Pay DSTV Crypto Swap Fund Bet9ja Buy Electricity Instant Transfers Airtime Topup

Everything you need.

Your entire financial life, simplified into a single conversation.

Instant Transfers

Send money to any bank account instantly. Just type "Send 5k to John".

₦ 50,000.00
Sent to GTBank • 10:42 AM

Airtime & Data

Top up MTN, Airtel, Glo, or 9mobile instantly.

MTNAirtelGlo9mobile

Crypto to Naira

Sell USDT or BTC directly to your bank account.

Pay Bills & Betting

DStv, Electricity, and Betting. Zero stress.

Bet9ja
DSTV
IKEJA Electric
SportyBet
Lightning Fast

Instant Transfers,
No Waiting.

Send money to any bank account in Nigeria instantly. Billy processes transactions in milliseconds, ensuring your money gets where it needs to go, when it needs to be there.

Zero Delays
Instant processing
Bank-Grade
End-to-end encrypted
Billy Transfer Interface
Always Online

Never Run Out
of Airtime or Data.

Top up any network instantly. Whether you need data for streaming or airtime for calls, Billy has you covered 24/7. No scratches, no pins, just direct top-up.

Supported Networks

MTN
Airtel
Glo
9mobile
Billy Airtime Top-up
Power Up

Lights On,
Bills Off.

Pay your electricity bills in seconds. Billy supports all major distribution companies in Nigeria. Prepaid or Postpaid, we've got you powered up.

Ikeja ElectricEko DiscoAbuja DiscoEnugu DiscoPort Harcourt
Billy Electricity Payment
Best Rates

Trade Crypto
Instantly.

Sell USDT or BTC directly to your bank account. No P2P delays, just instant value for your assets.

BTC & USDT
Major tokens supported
Direct to Bank
Instant Naira credit
Billy Crypto Trading
Limitless

And Much
More.

Billy isn't just for transfers and airtime. It's your complete financial toolkit.

Cable TV

Instant subscription renewal for DSTV, GOTV, and StarTimes. Never miss a game or show again.

DSTVGOTVStarTimes

Fund Betting

Top up your wallets on Bet9ja, SportyBet, 1xBet and more instantly. Game on!

Bet9jaSportyBet
Simple Process

From "Hi" to "Paid"
in seconds.

No complex forms. No app downloads. Just chatting.

STEP 01

Open WhatsApp

Click the button on this site to open a secure chat with Billy.

STEP 02

Type Your Request

"Send 5k to Dad" or "Buy Airtime". Natural language, no codes.

STEP 03

Instant Confirmation

Approve the transaction and receive your receipt instantly.

Billy AI Assistant
Online
Hi there! Ready to make a transfer? 💸
Send 10,000 to Access Bank 0044221199
Finding account...
Transfer Successful
Amount₦10,000.00
BeneficiaryJohn Doe
Access Bank
FAQ

Frequently Asked Questions

Got questions about Billy? We've got answers.

Absolutely. We use bank-grade encryption to link your account, and Billy never has access to your login credentials. All transactions require your explicit approval.
Billy is free to use! Standard bank transfer fees may apply from your bank, but we do not charge any additional service fees for transfers or bill payments.
We support all major commercial banks in Nigeria, including GTBank, Access Bank, Zenith Bank, UBA, and First Bank.
Simply tell Billy "I want to sell USDT" or "Sell BTC". He will provide you with a wallet address. Once the crypto is received, the Naira equivalent is instantly credited to your linked bank account.
No app needed! Billy lives entirely within WhatsApp, which is already on your phone. This makes it faster and more convenient than downloading another application.