Manage your finances
on WhatsApp.
Transfers, Airtime, Data, DStv, Betting, and Crypto swaps. Do it all in one chat with Billy. Secure, fast, and simple.
Everything you need.
Your entire financial life, simplified into a single conversation.
Instant Transfers
Send money to any bank account instantly. Just type "Send 5k to John".
Airtime & Data
Top up MTN, Airtel, Glo, or 9mobile instantly.
Crypto to Naira
Sell USDT or BTC directly to your bank account.
Pay Bills & Betting
DStv, Electricity, and Betting. Zero stress.
Instant Transfers,
No Waiting.
Send money to any bank account in Nigeria instantly. Billy processes transactions in milliseconds, ensuring your money gets where it needs to go, when it needs to be there.

Never Run Out
of Airtime or Data.
Top up any network instantly. Whether you need data for streaming or airtime for calls, Billy has you covered 24/7. No scratches, no pins, just direct top-up.
Supported Networks

Lights On,
Bills Off.
Pay your electricity bills in seconds. Billy supports all major distribution companies in Nigeria. Prepaid or Postpaid, we've got you powered up.

Trade Crypto
Instantly.
Sell USDT or BTC directly to your bank account. No P2P delays, just instant value for your assets.

And Much
More.
Billy isn't just for transfers and airtime. It's your complete financial toolkit.
Cable TV
Instant subscription renewal for DSTV, GOTV, and StarTimes. Never miss a game or show again.
Fund Betting
Top up your wallets on Bet9ja, SportyBet, 1xBet and more instantly. Game on!
From "Hi" to "Paid"
in seconds.
No complex forms. No app downloads. Just chatting.
Open WhatsApp
Click the button on this site to open a secure chat with Billy.
Type Your Request
"Send 5k to Dad" or "Buy Airtime". Natural language, no codes.
Instant Confirmation
Approve the transaction and receive your receipt instantly.
Access Bank
Frequently Asked Questions
Got questions about Billy? We've got answers.